Any credit union member who has a share draft account with credit union may be issued a debit card. The credit union may refuse to issue a card to a member who has a history of abuse of his/her share draft account, e.g., numerous overdrafts, excessive fees, etc. The credit union reserves the right to block the use of a debit card or cancel the card if the member begins overdrafting excessively.

Fees
Reissue debit card = $5.00
Reissue PIN number = $5.00
Overdraft Transfer Fee = $5.00
Insufficient Funds Fee = $20.00
Use of another institutions ATM = $1.00
Use of another institutions debit card at APCU ATM = $1.00