Local Address: 640 King Edward Avenue - Cleveland, TN 37311  

Loan Information
New Car Used Car

All new vehicle loans are 100% of retail value and used vehicle loans are based on NADA retail value.


Special Promotion: Beacon Score of 715 or Above,
New Car 5.00% at 72 Months


New or Current Year

Up to 36 months
Up to 48 months
Up to 60 months
Up to 72 months

4.50 - 10.50%
5.00 - 11.00%
5.50 - 11.50%
6.00 - 12.00%


**A 2007 That Has Been Titled Before Will Fall Under the Rates Below.

Used Vehicle - 2007 to 2003
                depending on mileage

Up to 36 months
Up to 48 months
Up to 60 months
Up to 72 months

5.00 - 11.00%
5.25 - 11.25%
5.50 - 11.50%
5.75 - 11.75%

Used Vehicle - 2002 to 1995

Up to 36 months
Up to 48 months
Up to 60 months

6.00 - 12.00%
6.50 - 12.50%
7.00 - 13.00%



Special Loan Promotion: With a Beacon Score of 715 or above finance an unsecured loan at 7.99%

Signature 10.0% - 16.00%
Up to $5000
Up to 48 months
Share CD Unsecured 2% above div.
Up to amt.
of CD
Up to 60 months
Share Secured 2% above div.
Up to amt. of shares pledged
Up to 60 months


ATV Motorcycle

Recreational Loans
(Boats, campers, motor homes, motorcycles, jet ski, 4-wheelers, etc.)

New
  Title or UCC1
4.50% - 10.50% 100% of retail Up to 60 months
Used
  Title or UCC1
4.75% - 10.75% 100% of retail Same as Used Auto
Lawn & Garden
  UCC1 Filed
6.00% - 12.00% Up to $5000 Up to 36 months

Computer
  UCC1 Filed

7.00% - 13.00% Up to $3500 Up to 36 months
Second Mortgage
   90% of Equity
6.50% - 12.50% Up to $50,000 Up to 15 years
Land Loan
   95% of Appraisal
6.50% - 12.50% Up to $50,000 Up to 15 years
New Cons. Goods
  UCC1
10.00% - 16.00% 100% of Cost Up to 48 months

All loans subject to credit approval & normal loan policies

 


Since 1972




























































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