Local Address: 640 King Edward Avenue - Cleveland, TN 37311  

Loan Information
New Car Used Car

All new vehicle loans are 100% of retail value and used vehicle loans are based on NADA retail value.


Special Promotion: Beacon Score of 715 or Above,
New Car 5.00% at 72 Months


New or Current Year

Up to 36 months
Up to 48 months
Up to 60 months
Up to 72 months

3.00 - 9.00%
3.25 - 9.25%
3.50 - 9.50%
3.75 - 9.75%


**A 2011 That Has Been Titled Before Will Fall Under the Rates Below.

Used Vehicle - 2011 to 2007
                depending on mileage

Up to 36 months
Up to 48 months
Up to 60 months
Up to 72 months

3.50 - 9.50%
3.75 - 9.75%
4.00 - 10.00%
4.25 - 10.25%

Used Vehicle - 2006 to 1999

Up to 36 months
Up to 48 months
Up to 60 months

4.75 - 10.75%
5.00 - 11.00%
5.25 - 11.25%



Special Loan Promotion: With a Beacon Score of 715 or above finance an unsecured loan at 7.99%

Signature 10.0% - 16.00%
Up to $5000
Up to 48 months
Share CD Unsecured 2% above div.
Up to amt.
of CD
Up to 60 months
Share Secured 2% above div.
Up to amt. of shares pledged
Up to 60 months


ATV Motorcycle

Recreational Loans
(Boats, campers, motor homes, motorcycles, jet ski, 4-wheelers, etc.)

New
  Title or UCC1
4.50% - 10.50% 100% of retail Up to 60 months
Used
  Title or UCC1
4.75% - 10.75% 100% of retail Same as Used Auto
Lawn & Garden
  UCC1 Filed
5.25% - 11.25% Up to $5000 Up to 36 months
Second Mortgage
   90% of Equity
5.25% - 11.25% Up to $50,000 Up to 15 years
Land Loan
   95% of Appraisal
5.25% - 11.25% Up to $50,000 Up to 15 years
New Cons. Goods
  UCC1
8.00% - 13.00% 100% of Cost Up to 48 months

All loans subject to credit approval & normal loan policies

 



Since 1972


























































































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