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Share and IRA Certificate Rates

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APY Under $10,000 Dividend $10-$20,000 Dividend $20-$50,000 Dividend $50-$75,000 Dividend Over $75,000 Dividend
6 month0.10% - 0.10% 0.15% - 0.15% 0.20% - 0.20% 0.25% - 0.25% 0.30% - 0.30%
12 month 0.15% - 0.15% 0.20% - 0.20% 0.25% - 0.25% 0.30% - 0.30% 0.35% - 0.35%
24 month0.20% - 0.20% 0.25% - 0.25% 0.30% - 0.30% 0.35% - 0.35% 0.40% - 0.40%
36 month 0.20% - 0.20% 0.25% - 0.25% 0.30% - 0.30% 0.35% - 0.35% 0.40% - 0.40%
60 month 0.25% - 0.25% 0.30% - 0.30% 0.35% - 0.35% 0.40% - 0.40% 0.50% - 0.50%
*Rates subject to change

Share/Savings Account

  • High dividend rate
  • Payroll deduction/direct deposit
  • Related accounts for family members

Christmas/Vacation Club

  • Savings for holiday shopping or dream vacation
  • Earns dividends
  • Payroll deduction/direct deposit

Starter CD Accounts

  • Minimum $300
  • 6 month only term
  • Dividend APY 0.05% - 0.05%

Share Certificate/Certificate of Deposit

  • 6, 12, 24, 36 and 60 month terms available
  • High rate of return
  • Automatic renewal
  • Seven day grace period

Individual Retirement Accounts

  • Traditional, Roth and Educational are available
  • 12, 18, and 30 month terms available
  • Traditional - tax deferred savings for your retirement
  • $2,000 maximum annual contribution
  • Spouse IRAs available
  • Accumulative 0.25%

Share Draft/Checking Interest Rates

  • Under $300 - No Interest
  • $300 - $999.99 - 0.15%
  • Over $1,000.00 - 0.25%