logoDebit Disclosure

Visa Debit Card Disclosure

Any credit union member who has a share draft account with credit union may be issued a debit card. The credit union may refuse to issue a card to a member who has a history of abuse of his/her share draft account, e.g., numerous overdrafts, excessive fees, etc. The credit union reserves the right to block the use of a debit card or cancel the card if the member begins overdrafting excessively.

Fees

  • Reissue debit card = $5.00
  • Reissue PIN number = $5.00
  • Overdraft Transfer Fee = $5.00
  • Insufficient Funds Fee = $20.00
  • Use of another institution's ATM = $1.00
  • Use of another institution's debit card at APCU ATM = $1.00